Seven Important Things You Should Know About Your Ability to Get and Maintain Texas Medical Insurance
Providers of private Texas medical insurance can turn you down. You can be turned down for health reasons. If you are turned down for private Texas medical insurance, you may qualify for alternatives such as Cobra, state continuation coverage, and Texas Health Insurance Risk Pool coverage.
In Texas, you have limited access to guaranteed Texas medical insurance. This means your medical insurance can be cancelled for any reason and you can be refused for any reason.
If you move out of state, your individual Texas medical insurance may hinder you from being able to get individual health insurance in another state.
Individuals pay higher Texas medical insurance premiums than persons covered under an employer's health insurance.
If you have grandchildren, they can be covered under your individual Texas medical insurance plan. They must be under 25, unmarried and dependent on you.
Your newborn or adopted child is covered under your individual Texas medical insurance plan for 31 days. You may be required to enroll them within 31 days in order to get continuous coverage.
Your disabled child may be covered under your Texas medical insurance plan into adulthood.
